I am writing this letter on behalf of my husband Alexander Martinez in support of an extreme hardship certificate so he can join me in the United States, where I am legal citizen of two years. Letter of Hardship for Immigration Sample Please advise me further on this matter and let me know of any other financial documentation you may need to assess the situation. Therefore I feel a short sale is the most beneficial option for both parties. I contemplated putting the house on the market earlier this year, however real estate prices have plummeted, and I owe more on the mortgage than what the property can sell for. It is just not possible to make the monthly payments at the current rate. Unfortunately due to downsizing in my department I have lost that job and am unable to find a similar position elsewhere. When I purchased the property in 2007 I was employed by Chase Bank (see bank statements) and I had a very reasonable salary. I am requesting your assistance in setting forth the short sale process, before I get considerably behind and foreclosure is more likely. I am writing to notify you in advance that I will be unable to make my mortgage repayments for the foreseeable future. Please advise if this loan modification is acceptable, or any other options for avoiding foreclosure. With have two children and this home is very important to us. I believe this is enough time to replace the lost income and pay off arrears. I propose that you temporarily suspend or reduce repayments for two months, so we can right the situation and move forward as normal. As you are aware house prices have fallen.
I am currently looking for further work and my husband’s disability checks will begin in the next few weeks, therefore I feel this hardship is only temporary, and going through a foreclosure will not be beneficial for either party. Please find enclosed bank statements the recent changes in income.
Because of this half the household income has been cut and we have fallen behind with the mortgage. My husband was recently diagnosed with a serious condition that has confined him to a wheelchair. I am hoping that we can come to a loan modification agreement. Currently I still cannot make payments, though I’m working hard to turn things around. I am writing this letter to explain my current financial situation and why I have been unable to make recent mortgage payments. Letter of Hardship for Foreclosure Loan Modification Sample